1. Acceptance of the Terms

By visiting, browsing, creating an account for, or otherwise using any part of FindBullionDeals.com or its Discord community, you accept and agree to be bound by these Terms of Use in full. These Terms apply to every visitor, user, and member, whether or not you register for any part of the Services.

2. Eligibility

You must be legally permitted to enter into a binding agreement in your jurisdiction to use the Services. You must comply with all applicable laws in your location when using the Services, including laws related to the purchase, sale, ownership, and transport of precious metals.

3. Informational Purposes Only

The Services, including price displays, deal listings, ratios, and any related commentary, are provided strictly for general informational purposes. Nothing on FindBullionDeals.com or in its Discord is intended to be, and nothing should be construed as, financial, investment, legal, tax, trading, appraisal, authentication, grading, or other professional advice.

4. No Professional Relationships or Advice

FindBullionDeals.com is not a financial adviser, not an investment adviser, not a broker, not a precious metals dealer, not a commodity trading adviser, not an attorney, not an accountant or tax professional, not an appraiser, and not a professional coin grader or authenticator. FindBullionDeals.com does not sell, ship, store, inspect, grade, authenticate, or take possession of any dealer's products unless expressly stated otherwise for a specific offering.

No fiduciary relationship, advisory relationship, brokerage relationship, agency relationship, partnership, or joint venture is created between you and FindBullionDeals.com through your use of the Services. You are solely responsible for your own purchasing, selling, and investment decisions.

Investment risk

Precious metals can increase or decrease in value. There is no guarantee of profit, no guarantee that a product will retain its value, and no guarantee of resale value. Historical prices and previous deals do not guarantee future results. Deals are shared for informational purposes only.

5. Deals, Dealers, and Third-Party Products

FindBullionDeals.com independently discovers and shares publicly available dealer websites, products, prices, and promotions. The inclusion of a dealer, product, price, promotion, or deal on the Services does not constitute an endorsement, recommendation, warranty, approval, or guarantee by FindBullionDeals.com. Dealer listings do not imply a partnership, sponsorship, agency relationship, or formal affiliation with FindBullionDeals.com unless expressly stated.

Purchases are made directly between you and the third-party dealer. FindBullionDeals.com is not a party to any transaction between you and a dealer and is not responsible for:

• payment disputes;
• shipping delays, lost, or stolen packages;
• damaged products;
• canceled orders;
• refunds or chargebacks;
• a dealer's customer service or policies;
• the authenticity, purity, weight, condition, or grade of any product; or
• taxes, duties, or other transaction costs.

You must independently review each dealer's own terms, policies, and disclosures before purchasing. Descriptions on the Services such as "good deal," "great deal," "low premium," "at spot," "under spot," "worth grabbing," and similar language may reflect opinions or calculations based on information available to FindBullionDeals.com at the time and are not guarantees of accuracy.

6. Third-Party Links and Websites

Third-party links, including dealer websites, are provided for convenience and informational purposes. You access third-party websites at your own risk. FindBullionDeals.com does not control third-party websites and is not responsible for their content, security, availability, privacy practices, or terms.

Dealer names, trademarks, logos, and product names belong to their respective owners. Use of dealer names or trademarks on the Services is for identification and informational purposes only and does not imply sponsorship or endorsement by, or affiliation with, the dealer.

7. Dealer Removal and Opt-Out Policy

This section is written specifically for precious metals dealers, retailers, and website operators. FindBullionDeals.com independently discovers and shares publicly available dealer websites, products, prices, and promotions for the informational benefit of the stacking community. Dealers do not currently pay to be listed or to be ranked higher on the Services, and there is no fee arrangement of any kind for placement as of the date above.

We understand that not every dealer wants their public listings, pricing, or promotions tracked and shared by a third-party site, and we want to be respectful of that. If you are a dealer, or an authorized representative of a dealer, and you would prefer that FindBullionDeals.com not list or share your website, business, products, or deals, please reach out to us at support@findbulliondeals.com. Please identify yourself, your role with the dealer, and the specific listings you would like addressed.

We will review removal requests promptly and in good faith, and FindBullionDeals.com may remove the relevant dealer, links, or deal listings in response to a reasonable request. We are a small community project and want dealers to feel comfortable reaching out to us directly rather than treating this as an adversarial process. That said, nothing here should be read as an admission that a dealer is legally entitled to demand removal; we simply intend, as a matter of policy, to work with dealers who ask.

8. User Responsibilities

You are responsible for complying with all applicable laws and regulations that apply to you, including laws governing the purchase, sale, transport, and taxation of precious metals, which may differ by state, country, or jurisdiction. You are solely responsible for your own tax obligations arising from any transaction you enter into with a dealer or another user.

9. Errors, Omissions, and Availability

The Services may contain typographical errors, calculation errors, incorrect links, outdated information, or software or website errors. FindBullionDeals.com has no obligation to update or correct information within any particular period of time, and a manual review of a deal does not guarantee its accuracy. Website availability is not guaranteed. Services may be modified, interrupted, suspended, or discontinued at any time, and price feeds and APIs that the Services rely on may fail or experience delays.

10. Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

11. Limitation of Liability

To the fullest extent permitted by applicable law, FindBullionDeals.com and its operators will not be liable for any indirect, incidental, consequential, special, or exemplary or punitive damages (where such damages are legally disclaimable) arising out of or related to your use of the Services, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold FindBullionDeals.com harmless from claims arising from your misuse of the Services, your violation of these Terms, your unlawful conduct, or your infringement of another person's rights.

13. Intellectual Property

The original text, graphics, branding, logos, and other original content created by FindBullionDeals.com are owned by FindBullionDeals.com or its licensors. FindBullionDeals.com does not claim ownership of dealer-owned images, logos, trademarks, or other third-party content that may appear on the Services in connection with a listing.

You may not copy, republish, or commercially exploit original FindBullionDeals.com content without authorization. You may not use automated tools to scrape, bulk-extract, or mirror the Services, and you may not commercially republish original FindBullionDeals.com content, without our prior written consent.

14. Access, Moderation, and Termination

FindBullionDeals.com reserves the right to restrict or terminate your access to the Services, and to moderate community content, at its discretion. There is no guaranteed warning before access is restricted, and reporting a user or content does not guarantee any particular action will be taken.

15. Changes to These Terms

We may update these Terms from time to time. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of the Services after changes take effect constitutes acceptance of the revised Terms.

16. General

Severability. If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.

No waiver. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of that right or provision.

Entire agreement. These Terms, together with the Disclaimer, Privacy Policy, and Community Terms, constitute the entire agreement between you and FindBullionDeals.com regarding the Services.

Governing law. These Terms are governed by the laws of the State of Tennessee, to the extent legally applicable, without regard to conflict-of-law principles.

Contact. Questions about these Terms can be sent to support@findbulliondeals.com.

Price and Market Data Disclaimer

Spot prices displayed on the Live Prices page are sourced from a live third-party market data feed and may refresh automatically. Market data may be delayed, inaccurate, or incomplete, and the data provider FindBullionDeals.com relies on may experience outages or errors at any time. Spot prices can differ between data providers, exchanges, dealers, and calculation methods. FindBullionDeals.com does not guarantee the accuracy, completeness, reliability, or timeliness of any market data displayed on the Services. Always independently verify current market prices before making a decision.

Deal and Price Disclaimer

Prices, premiums, discounts, availability, and quantities shown on the Services can change at any time without notice. Promotions can expire, products can sell out, and dealers can cancel promotions unilaterally. A deal may be outdated by the time you view it. FindBullionDeals.com does not guarantee that a posted deal remains available. The dealer's own website and final checkout price control in all cases — you must verify the final price directly with the dealer before purchasing.

Spot and Premium Calculation Disclaimer

References on the Services to "spot," "at spot," "under spot," or to a premium amount are based on the market data and calculations available to FindBullionDeals.com at the time the reference was made. Different dealers and different data providers may use different underlying spot prices, and any premium calculation shown is an estimate. Unless stated otherwise, calculations may not include shipping, insurance, sales tax, import duties, payment method surcharges, membership fees, minimum purchase requirements, or other dealer fees. You should independently calculate and verify the total cost of any purchase before completing it.

Payment Method Disclaimer

Dealer prices may vary depending on the payment method used, including but not limited to ACH, bank wire, check, credit card, debit card, PayPal, and cryptocurrency. The price you see referenced on FindBullionDeals.com may assume a particular payment method (commonly the lowest-cost option a dealer offers, such as ACH or wire), and your actual price may differ depending on how you choose to pay.

Pricing Error and Website Glitch Disclaimer

Dealers may occasionally display incorrect prices due to their own website glitches, feed errors, or human error. Promotional codes may fail to apply, and pricing feeds referenced by the Services may themselves fail. Premium calculations shown on the Services may be incorrect as a result. FindBullionDeals.com does not guarantee that a dealer will honor an incorrect price. The appearance of a price or deal on FindBullionDeals.com does not, by itself, create any right for you to purchase a product at that price.

New Customer Deal Disclaimer

The New Customer Deals page lists offers that are typically limited to new customers and may be subject to conditions set entirely by the dealer, including but not limited to: account registration or membership requirements; minimum purchase amounts; per-customer, per-household, or per-address limits; payment method restrictions; and geographic restrictions. Dealers alone determine who qualifies for a promotion, and FindBullionDeals.com does not guarantee that you personally qualify for any listed promotion. The New Customer Deals list is checked and updated by hand, as noted on that page, and a manual update does not guarantee current availability.

Investment and Precious Metals Risk Disclaimer

Precious metals are subject to market risk. Gold, silver, platinum, palladium, and other metals can increase or decrease in price, sometimes significantly and quickly. Bullion purchases can lose value. Premiums paid at purchase are frequently not recovered when selling, and a dealer's buyback price may be materially lower than the price you paid to purchase the same item. FindBullionDeals.com does not guarantee profit or any particular investment performance. You should make your own financial decisions, and consider speaking with a qualified, licensed financial professional if you want individualized advice.

Authentication Help Disclaimer

This section is especially important. Authentication help provided informally through the Discord community consists of the personal opinions of community members and moderators. Community feedback is not professional authentication, not professional grading, not an appraisal, and not certification of any kind. Photos posted in Discord may be insufficient to determine whether an item is authentic, and community members — including moderators — can be mistaken.

FindBullionDeals.com does not guarantee the authenticity, purity, weight, condition, grade, value, or legitimacy of any item discussed on the Services or in the Discord. If you need certainty about an item, consult a qualified professional or a recognized, independent grading or authentication service. Do not make significant purchasing decisions solely on the basis of informal authentication opinions shared in Discord.

Third-Party Dealer Disclaimer

FindBullionDeals.com is independent from the dealers it lists unless a relationship is expressly disclosed. A listing is not an endorsement. FindBullionDeals.com does not guarantee any dealer's performance and is not responsible for any dealer's conduct. You should independently research any dealer before purchasing from them, including their reputation, reviews, and business practices.

No Commission and Sponsorship Disclosure

As of the date above, FindBullionDeals.com does not receive commissions from dealers for deals posted on the Services or in the Discord, and dealers cannot currently pay to rank higher in any listing. If a material financial, affiliate, sponsored, or other compensated relationship with a dealer or other party is introduced in the future, FindBullionDeals.com intends to clearly disclose that relationship where appropriate and as required by applicable law. This Disclaimer does not, and is not intended to, prevent FindBullionDeals.com from changing its business model in the future.

Information You Provide to Us

If you email us at support@findbulliondeals.com, we receive your email address and the contents of your message, along with any information you choose to include, such as a deal report, a removal request, or a support question. If you join our Discord server, Discord's own account information and your messages within that community are handled according to Discord's own terms and privacy policy, which are separate from this one.

Technical Information Collected Automatically

Like most websites, the infrastructure that hosts FindBullionDeals.com, and any third-party services it uses (including the market data feed used on the Live Prices page), may automatically log technical information when you visit, which can include:

• IP address;
• browser type and version;
• device type and operating system;
• referring page and pages visited on the Services;
• approximate location derived from your IP address;
• timestamps of your visit; and
• server logs and security or abuse-prevention data.

This information is generally collected as part of normal web hosting, security, and market-data infrastructure, rather than through code that FindBullionDeals.com has separately written to track you.

Cookies, Local Storage, and Analytics

We do not currently use advertising cookies, and FindBullionDeals.com does not currently sell personal information. Third-party infrastructure providers, hosting platforms, security systems, or market-data APIs that the Services rely on may use their own cookies, local storage, or similar technologies as part of providing their service to us; their practices are governed by their own privacy policies. We may add first-party analytics in the future to better understand how the site is used.

External Links, Discord, and Dealer Websites

The Services link out to third-party dealer websites and to our Discord server. Once you leave FindBullionDeals.com by clicking a link, that third party's own privacy practices apply, and we encourage you to review them. FindBullionDeals.com does not control, and is not responsible for, the privacy practices of dealers, Discord, or any other third-party site.

How We May Use Information

Where we do have information (such as an email you send us, or technical/server-log data generated through hosting and security infrastructure), we may use it to:

• operate, maintain, and improve the Services;
• respond to your questions, reports, and support requests;
• protect the security of the Services and prevent fraud or abuse;
• troubleshoot technical issues; and
• comply with legal obligations, and protect our rights and property, where required.

Sharing of Information

We may share information with service providers who help operate the Services (for example, hosting or infrastructure providers), where necessary to provide the Services, comply with law, respond to legal process, or protect the rights, property, or safety of FindBullionDeals.com, its users, or others. If FindBullionDeals.com is ever restructured or transferred to new ownership, information we hold may be transferred as part of that transition, subject to this Policy or its successor.

We do not sell personal information.

Data Retention and Security

We retain information only as long as reasonably necessary for the purposes described in this Policy, or as required by law. We use reasonable security measures to help protect information, but no method of transmission or storage is perfectly secure, and we cannot guarantee absolute security.

Children's Privacy

The Services are not directed to children, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us at support@findbulliondeals.com so we can address it.

State and Jurisdiction-Specific Rights

Depending on where you live, you may have rights under applicable privacy laws regarding information held about you, such as a right to request access to, correction of, or deletion of certain information. Because FindBullionDeals.com is a small project that primarily holds email correspondence and infrastructure-generated technical logs rather than detailed user profiles, many such requests can typically be addressed quickly by contacting us directly.

Questions or Requests

To ask a question about this Privacy Policy, or to make a request regarding information we may hold, email support@findbulliondeals.com.

Participation and Member Responsibility

The FindBullionDeals Discord is a community space for deal alerts, price discussions, authentication opinions, and general stacker talk. Members are responsible for their own statements. A member's statement — including a moderator's statement made in an unofficial or conversational capacity — does not necessarily represent the views of FindBullionDeals.com, and moderator statements should not automatically be treated as financial, legal, tax, authentication, or other professional advice.

FindBullionDeals.com does not guarantee the truth, accuracy, legality, completeness, or reliability of any user-generated content posted in the Discord, including deal alerts, price checks, authentication opinions, screenshots, or comments. Do not rely solely on Discord messages, screenshots, price alerts, community comments, or authentication opinions when making a purchasing or selling decision — verify independently.

Scam Awareness

Be alert to impersonation accounts and fake staff accounts, unsolicited private messages, suspicious links, and private "deal" offers sent outside the public channels. FindBullionDeals.com is not responsible for private messages sent by any user, including messages from accounts that falsely claim to represent FindBullionDeals.com. Always independently verify the identity of anyone claiming to represent FindBullionDeals.com before trusting them or sending payment.

Peer-to-Peer Transactions Between Members

Any transaction directly arranged between members of the Discord community — for example, a private sale of a coin or bar between two users — is entered into entirely at the participants' own risk. FindBullionDeals.com is not a buyer, not a seller, not a broker, not an escrow service, not a payment processor, and not a guarantor of any transaction between members. We are not responsible for resolving payment disputes, shipping disputes, or product authenticity disputes that arise between members from a peer-to-peer transaction.

Prohibited Conduct

The following are prohibited in the Discord community:

• spam;
• fraud or scams;
• manipulation of deal information or community sentiment;
• harassment or threats;
• impersonation of FindBullionDeals.com staff, moderators, or other members;
• malicious links; and
• any attempt to exploit or defraud other community members.

Moderation

FindBullionDeals.com reserves the right, but not the obligation, to moderate content in the Discord, including the right to remove content, restrict members, and ban members who violate these Community Terms or the Discord's own rules. There is no guaranteed warning before a moderation action is taken, and reporting a member or a piece of content does not guarantee that any specific action will result.

Discord Is a Third-Party Platform

Discord is operated by a third party, not by FindBullionDeals.com. Discord outages or service interruptions are outside our control. Your use of Discord itself, including your account and any data you provide to Discord, is governed by Discord's own terms of service and privacy policy.

Contact

For community-related questions, reports, or concerns, email support@findbulliondeals.com.